Finance yachts of
consequence.
OpenSea24 curates a private roster of specialist marine lenders and international private banks — arranging capital for cruisers, sailing yachts, motor yachts and full superyacht new-build campaigns.
- $2.4B+
- Financed to date
- 48 hrs
- To indicative offer
- 12
- Private lending desks
Payment Calculator
Shape your monthly.
Adjust price, deposit and term to model your repayment in real time. Indicative only — final rates depend on your credit profile and vessel.
Estimated Monthly
per month · 15 year term
- Loan amount
- $1,000,000
- Total interest
- $509,235
- Total cost of capital
- $1,509,235
Lending Programs
A desk for every hull.
Three tiers of specialist capital — from your first cruiser to a globally-flagged superyacht campaign.
Vessels up to $250k
Marine Loans
For cruisers, day boats and sailboats. Fast online application with an indicative decision inside 48 hours.
Yachts $250k – $5M
Yacht Finance
Structured lending for sail and motor yachts. Fixed or variable rates with flexible balloon options.
Vessels $5M+
Superyacht Capital
Private-bank desks and asset-backed structures for large motor yachts, refits and new-build campaigns.
The Process
From estimate to open water.
Model the deal
Shape a monthly repayment in seconds with our private finance calculator.
Discreet pre-approval
Share concise financials. Lending desks respond with an indicative offer within 48 hours.
Choose your lender
Compare rates, terms and structures side by side — always without obligation.
Close and set sail
Funds disburse on completion. We coordinate with your broker, surveyor and flag registry.
Vetted private lenders
Every partner is regulated and reviewed for pricing, service and marine expertise.
48-hour decisions
Indicative offers typically arrive within two business days of applying.
Zero fees to buyers
You pay nothing to OpenSea24 for an introduction — your rate matches going direct.
For Finance Firms
List your company on OpenSea24.
Three directory tiers to match your ambition — from a public presence to homepage exposure and dedicated account management.
Ready for pre-approval?
Share a few discreet details about the vessel and your profile. We'll route your request to the appropriate lending desk and return within 48 hours.
Frequently Asked
Marine finance, answered.
What deposit do I need?+
Most marine lenders require 15–20% down. Superyacht structures can go higher; select programs accept 10% with additional collateral.
Can I finance a used yacht?+
Yes. Vessels up to 20 years old are widely financed; older classics are handled case-by-case with a satisfactory survey.
Does OpenSea24 charge a fee?+
No. OpenSea24 doesn't take a fee from buyers. Our lending partners cover the introduction — your rate is the same as going direct.
How long does approval take?+
Indicative pre-approval typically arrives within 48 hours. Final closing depends on survey, title and flag registration — usually 2–4 weeks.
Rates and terms shown are indicative and subject to lender approval, survey and creditworthiness. OpenSea24 is an introducer, not a lender.